Upstart Holdings, Inc. (UPST)
NMS · Financial Services · Credit Services
$26.60
-4.39%
Closing price as of 2026-07-29 · Source: TEK2day Finance
Key Metrics
Market Cap
$2.55B
Shares Outstanding
95.7M
P/S (TTM)
2.3x
P/E (TTM)
70.0x
Exchange
NMS
Currency
USD
About Upstart Holdings, Inc.
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Quarterly Financials
| Metric | 2025-06-30 | 2025-09-30 | 2025-12-31 | 2026-03-31 |
|---|---|---|---|---|
| Revenue | 257.3M | 277.1M | 276.2M | 308.2M |
| Net Income | 5.6M | 31.8M | 18.6M | -6.6M |
| Diluted EPS | $0.05 | $0.23 | $0.17 | $-0.07 |
Annual Financials
| Metric | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Revenue | 837.8M | 508.1M | 628.8M | 1.0B |
| Net Income | -108.7M | -240.1M | -128.6M | 53.6M |
| Diluted EPS | $-1.31 | $-2.87 | $-1.44 | $0.45 |