Credit Acceptance Corporation (CACC)
NMS · Financial Services · Credit Services
$548.15
-0.13%
Closing price as of 2026-06-12 · Source: TEK2day Finance
Key Metrics
Market Cap
$5.73B
Shares Outstanding
10.5M
P/S (TTM)
2.5x
P/E (TTM)
13.6x
Exchange
NMS
Currency
USD
About Credit Acceptance Corporation
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.
Quarterly Financials
| Metric | 2025-06-30 | 2025-09-30 | 2025-12-31 | 2026-03-31 |
|---|---|---|---|---|
| Revenue | 575.6M | 576.4M | 573.6M | 574.8M |
| Gross Profit | 354.0M | 356.0M | 363.3M | 362.0M |
| Operating Income | 109.6M | 142.9M | 233.3M | 169.8M |
| Net Income | 87.4M | 108.2M | 122.0M | 135.8M |
| Diluted EPS | $7.42 | $9.43 | $10.99 | $12.40 |
Annual Financials
| Metric | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Revenue | 1.8B | 1.9B | 2.1B | 2.3B |
| Gross Profit | 1.3B | 1.3B | 1.3B | 1.4B |
| Operating Income | 702.3M | 347.3M | 325.1M | 619.9M |
| Net Income | 535.8M | 286.1M | 247.9M | 423.9M |
| Diluted EPS | $39.32 | $21.99 | $19.88 | $36.38 |